At 5% interest rate, GCash and Fuse launched GCredit to improve the financial empowerment of Filipinos when borrowing and using credit payments everywhere.
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GCash enables people to use the app in every day lives and support convenience for the user for their daily transactions from buying immediate needs and paying bills.
Through GCredit, users can now apply for loan credit and immediately can be approved via the user’s GScore – trust score that the app computes based on the user’s GCash transactions and tied with their GCredit.
Should a user has a higher GScore, he or she may be granted with a bigger credit limit. It starts at P1,000 and can be increased up to P30,000.

How To Increase GScore

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1. Buy load for any network using GCash.
2. Scan to pay at your favorite GCash QR merchants.
3. Pay monthly bills through GCash.
GCash is a Banko Sentral regulated entity to empower cashless payments and lending solutions for users to deliver finance for all. Fuse is the lending arm of Mynt, the fintech startup owned by Globe Telecom, Ant Financial, and Ayala Corporation.
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“We are committed to enable the aspirations of the financially-underserved. With Fuse, we aim to create and sustain opportunities for growth and stability for individuals and businesses alike through responsibble aand fintech-enabled lending,” said Anthony Thomas, president and chief executive officer of Mynt.

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